Captive Feasibility  •  Design  •  Formation  •  Management  •  Program Administration

Why Choose Stern Risk Partners


  • For years, we’ve been in corporate conference rooms all over America interacting with CEO’s, CFO’s, Risk Managers, captive owners and prospective captive owners – delivering captive results.
  • We implement real world solutions that lower a client’s total cost of risk.
  • We’ll help you find a new income source by capturing underwriting profit and investment income from affiliated customer and supplier exposures - providing you with more control of your risk management program.


  • The world of captive insurance can sometimes seem a bit overwhelming.
  • At Stern Risk Partners we won’t try to confuse or mystify you with technical captive jargon.
  • We provide straight forward, solution driven answers that help you make intelligent and informed captive insurance decisions.

Industry Expertise

  • Have you ever met or had a conference call with a so called “captive expert” and thought, “this person has no idea what we do”?
  • At Stern Risk Partners, we get it. Understanding the specific risks and exposures of various industries is critical to delivering the most appropriate captive insurance design and structure.
  • We have developed deep industry experience in Construction, Residential and Commercial Real Estate, Technology, Manufacturing, Retail and numerous other industries.
  • We know what works and how to deliver results that will work for you.


  • We will help you look beyond the ordinary liability exposures.
  • Whether it’s a captive deductible policy, a fronted arrangement, or a policy that has been customized for your specific industry - we will deliver the right solution.
© 2014 Stern Risk Partners, LLC.  All Rights Reserved.

Captive Insurance

The concept of captive insurance has been successfully utilized by corporations for over 50 years. While captives may be a new idea for some organizations, there are actually more than 5,600 captives in the world today. Some of these captives contain hundreds of group member participants, making the total captive participation universe significantly higher.

At Stern Risk Partners, we have been designing, forming, licensing and managing captive insurance companies for 25 years. We maintain relationships with key insurance regulators and have created over 100 captives in domiciles like Arizona, Bermuda, Cayman, Hawaii, Nevada, North and South Carolina, Utah, Vermont and Washington DC.